Frequently Asked Questions

Can I get Insurance even if I am not a U.S citizen?

Citizen or not, there is a product out there for everyone. Our knowledgable consultants will aid anyone in getting both financially and medically protected incase of any unforeseen events.

Why Healthpro consultants?

We take pride in finding you the value you deserve. We find solutions based on your specific needs and walk you every step of the way.

how much does insurance cost?

The cost of Health Insurance depends on several factors. Costs vary based on your plan type, whether you have insurance through an employer or private insurer, what state you live in, and how much of the insurance you cover.

What’s the difference between HMO and PPO plans?

With an HMO plan, you pick one primary care physician. All your health care services go through that doctor.

PPO plans give you flexibility. You don’t need a primary care physician. You can go to any health care professional you want without a referral—inside or outside of your network.

What’s the Difference Between Medicare and Medicaid?

Medicare and Medicaid are both government health care programs, but they are very different. Medicare is generally for people who are 65 or older, or who have a qualified disability. Medicaid is a state-governed program for people with limited income and resources. Some people are eligible for both Medicare and Medicaid. These people are considered “dual eligible” and are often qualified for special Medicare plans.

How does Health insurance work?

Health Insurance can help you pay for your regular healthcare costs as well as your major medical expenses, depending on the type of plan you choose. 

You will pay a premium of some kind, based on your plan and coverage, whether you get your health insurance through your employer or privately. Depending on your type of plan, you may have co-pays, deductibles and coinsurance.

How does Health networks work?

Knowing about your plan's network is important. It affects which doctors you can see and how much you pay for care.

Do I need life insurance?

Life insurance aims to provide a solution for those who seek income replacement, mortgage protection, estate planning, leaving a legacy, or burial expenses.

Is Medicare mandatory?

No part of Medicare is mandatory, but if you choose to enroll in any part of Medicare after your Initial Enrollment Period, you could face financial penalties unless you qualify for a Special Enrollment Period with creditable employer coverage.