Obamacare

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Find the right Obamacare Plan for You.

Understanding health insurance can be overwhelming—but it doesn’t have to be. At HealthPro Consultants, we make it easy for individuals and families in Miami and across the country to understand and enroll in Obamacare plans that offer the coverage they need at a price they can afford. Whether you’re uninsured, recently lost employer coverage, or simply want to explore your options, our team is here to help you access the benefits of ACA health insurance without the confusion.

What Is Obamacare?

Obamacare is the nickname for the Affordable Care Act (ACA), a law passed in 2010 that made health insurance more accessible and affordable for Americans. ACA health insurance plans—available through the federal or state-run Health Insurance Marketplace—are designed to provide comprehensive coverage, including essential health benefits like doctor visits, hospital care, maternity services, prescription drugs, and preventive care.

Obamacare also introduced rules that protect you from being denied coverage for pre-existing conditions and allows young adults to stay on their parents’ plan until age 26. If you’re looking for quality marketplace insurance with financial protections built in, Obamacare is a strong option.

Expert Help from HealthPro Consultants

HealthPro Consultants is staffed with educated, experienced, and knowledgeable health professionals who specialize in helping people find the right Obamacare plan. Based in Miami and working nationwide, our team understands the ins and outs of ACA health insurance and knows how to match each client with the plan that fits their budget, health needs, and preferred doctors.

Whether it’s your first time applying or you’re looking to switch plans, we guide you through the process step by step and make sure you don’t miss out on any subsidies or cost-sharing reductions you may qualify for.

Who Should Consider Obamacare?

Obamacare is designed for people who don’t have access to affordable health coverage through an employer, Medicare, or Medicaid. You may be a good candidate if you are:

  • Self-employed or a freelancer

  • Between jobs or recently laid off

  • Anyone with a preexisting medical condition

  • Retired but not yet eligible for Medicare

  • Part of a family needing affordable health coverage

Obamacare is especially helpful for individuals and families who want to ensure they’re protected from high medical costs without paying extremely high monthly premiums.

Benefits of ACA Health Insurance Plans

Marketplace insurance plans under Obamacare offer several key benefits:

  • Guaranteed coverage – You can’t be denied due to health history or pre-existing conditions

  • Comprehensive benefits – Every plan covers essential health services like emergency care, preventive services, and mental health care

  • Financial help available – Based on your income, you may qualify for tax credits that significantly lower your monthly premiums

  • Annual out-of-pocket maximums – Once you hit your spending cap, the insurance company covers 100% of costs for covered services for the rest of the year

  • No annual or lifetime limits – There’s no cap on how much your plan will pay for your care

At HealthPro Consultants, we break it all down for you—explaining deductibles, copays, premiums, and networks so you can make confident decisions without the fine-print headaches.

What You Get When You Work with HealthPro Consultants

We take the guesswork out of shopping for Obamacare. Here’s what to expect when you choose us:

  • One-on-one support from experienced health professionals

  • A customized review of your household size, income, and medical needs

  • Access to plans from top insurers on the Marketplace

  • Clear explanations of how each plan works and what it covers

  • Help determining eligibility for subsidies or Medicaid alternatives

  • Assistance completing your application during Open Enrollment or Special Enrollment

We make the process quick, smooth, and stress-free—because your health coverage should give you peace of mind, not paperwork panic.

Who We Insure

At HealthPro Consultants, we specialize in helping the people who need guidance the most. We’ve worked with 1099 contractors, self-employed individuals, small businesses, and those seeking alternative COBRA options or employer-sponsored plan alternatives. We also assist clients who need unsubsidized insurance, making sure they have access to quality, affordable coverage when it matters most.

1099 Contractors
We offer customized health insurance solutions for independent contractors, freelancers, and gig workers who need flexible, affordable coverage.

Self-Employed Individuals
Whether you’re a sole proprietor or running your own business, we help self-employed professionals find plans that fit their needs and budget.

Small Businesses
We assist small businesses in setting up competitive health insurance options to attract and retain top talent without overextending their budgets.

Alternative COBRA Options
If you’re losing employer-sponsored coverage, we provide alternative COBRA solutions that are often more affordable and offer broader choices.

Employer-Sponsored Plan Alternatives
We help individuals and businesses explore alternatives to traditional employer plans, offering more flexible, personalized health insurance options.

Unsubsidized Insurance
For those who don’t qualify for government subsidies, and may be overpaying, we provide access to private health insurance plans with competitive rates and comprehensive coverage.

Insurance for Frequent Domestic Travelers
Traveling often between states can complicate insurance needs. Whether you’re a business traveler, remote worker, or someone who simply enjoys exploring the U.S., it’s important to have coverage that travels with you.

Miami-Based, Nationwide Support

Although we’re proudly based in Miami, HealthPro Consultants helps people across the U.S. enroll in Obamacare plans. Whether you’re a college student in Florida, a family in Georgia, or a small business owner in Texas, we’ll help you compare ACA health insurance options available in your area and find the right fit for your budget and lifestyle.

Enroll in Obamacare with Confidence

Enrollment for Obamacare plans typically happens once a year during Open Enrollment (usually November through mid-January), but you may also qualify for a Special Enrollment Period if you’ve experienced a major life change—like losing coverage, getting married, or having a baby.

Don’t miss the opportunity to get affordable, high-quality coverage. At HealthPro Consultants, we’ll help you determine your eligibility, guide you through your application, and ensure that you’re choosing the best marketplace insurance plan for your needs.

Ready to take the first step? Contact HealthPro Consultants today and let us help you find the perfect ACA health insurance plan.

Obamacare is the informal name for the Affordable Care Act (ACA), which created health insurance marketplaces where people can buy individual or family health coverage. These plans cover essential services and offer financial help for those who qualify.

Your eligibility depends on your household size and income. Most people earning between 100% and 400% of the federal poverty level qualify for subsidies that lower their premiums. We help calculate your savings during the application process.

The Open Enrollment Period runs from November to mid-January each year. However, if you’ve experienced a qualifying life event—like job loss, marriage, or birth of a child—you may be eligible for Special Enrollment. We can help you apply during either period.

You’ll find Bronze, Silver, Gold, and Platinum plans—each offering different levels of coverage and cost-sharing. We help you compare the differences to find a balance between monthly premium and out-of-pocket costs that works for you.

It depends on the plan and network you choose. We’ll help you select a plan that includes your preferred doctors and medical providers, so you can continue receiving care from professionals you trust.

No. While we’re based in Miami, we assist clients nationwide. Our team helps individuals and families across the U.S. navigate the ACA and enroll in the right marketplace insurance plans for their situation.