Major insurers such as Blue Cross and Blue Shield of North Carolina, Ambetter, and Aetna provide a broad range of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and high-deductible options compatible with Health Savings Accounts (HSAs). Exploring these options and enrolling in a suitable plan helps North Carolinians stay covered and control their healthcare expenses.
We Proudly Offer Health Insurance in North Carolina
Health insurance in North Carolina helps protect residents from the financial strain of medical care. Coverage options include employer-sponsored plans, individual policies through the federal Health Insurance Marketplace, and public programs such as Medicaid and Medicare.
North Carolina’s uninsured rate hovers around 11%, with children also facing coverage gaps due to hurdles in enrolling in Medicaid or NC Health Choice (the state’s CHIP program). However, the state recently approved Medicaid expansion, set to take effect in 2024, which is expected to significantly reduce the number of uninsured adults.
Residents can also access subsidized plans on the federal Marketplace, with enrollment typically open from November through mid-January. Major insurers in North Carolina include Blue Cross and Blue Shield of North Carolina, Ambetter, and Aetna, offering various plan types like HMOs, PPOs, and high-deductible plans paired with HSAs. Choosing the right plan is key to accessing affordable, quality healthcare.
